Pension re-enrolment 2020

Pension re-enrolment 2020

Elaine writes:

We have to re-enrol people into our pension scheme every three years.

Even if you have opted out of the workplace pension scheme, in 2020 you may be enrolled again if:

  • you earn more than £192 per week (or £833 per month)
  • you are aged 22 or over and
  • you are under state pension age.

You still have the option to opt out of the pension scheme if you want to. However, you stay in, you will have your own personal pension when you retire. Your pension will belong to you, even if you choose to leave VGC in the future.

While you are working with us, both you and VGC Group will pay contributions into the scheme each week you work, and the government will give you tax relief.

The Pension Act

Under the Pension Act (2008) every employer in the UK must enter their employees in to a workplace pension scheme. They must deduct contributions to put into the scheme from employees’ pay. This is called automatic enrolment.

Millions of employees have the opportunity to start saving for their retirement, as a result of automatic enrolment.

As your employer, by law every three years VGC must automatically re-enrol employees who have previously opted out of the workplace pension scheme.

What happens next?

Once you’ve been re-enrolled into the workplace pension scheme, The People’s Pension will send you joiner information. This will include information about how your pension pot works, and how you can ask to leave if you’d like to. You can’t do this until you’ve been re-enrolled, and you’ve received your joiner information.

If you are currently enrolled in The People’s Pension scheme your weekly contributions will continue as normal. You do not have to do anything.

More information

You can get more details about auto-enrolment at

Read about the benefits of being in a workplace pension, and the current minimum contributions, at

Elaine Ryan
Author: Elaine Ryan, payroll manager